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NORTH FRONTENAC · EB-5 FIELD GUIDE

Beyond the capital, what should a North Frontenac household budget?

Sources checked:

THE DIRECT ANSWER

Government filing fees for each petition and each family member, project administration fees in a regional-centre case, legal fees, and the cost of assembling and translating the source-of-funds record.

The capital is not the whole cheque

Households should budget beyond the investment amount. A regional-centre offering may charge an administration fee that is not part of the qualifying capital; whether it can be refunded depends on the offering documents. Government fees apply to the initial petition, to the applications that grant status for each family member, and again to the petition that removes the conditions, and those amounts are published in the official fee schedule and change over time, so check them at the time of filing rather than budgeting from an article. Legal fees on a gifted-funds case can be higher because the file is larger. Translation and certification of documents adds a real amount where records are not in English. Finally, budget for the possibility that capital is lost, because the investment must be genuinely at risk for the case to work at all.

Hypothetical example: an investor receives a project subscription package that lists qualifying capital, an administrative charge and several projected expenses. A first review separates money placed into the new commercial enterprise from fees, professional work, translation and family processing costs. Subscription documents, fee schedules and wire instructions settle what is actually invested. If the household needs every available dollar for the qualifying amount, it must budget the non-investment costs separately instead of reducing the capital after signing. The decision is not merely whether the project can be funded, but whether the family can carry the process without asking the project to treat fees as capital.